工行这个立减金怎么用

上个月没领到，这个月领到了，但是付款不出优惠，有知道这个咋用的吗

https://icbc.opapp.cn/icbc_coupon_webman/p/index/to_elife_hd?scheme=chInfo%3DFCJFX%26nbupdate%3Dsyncforce%26page%3Dpages%252Fpromotion%252Findex%253FuniqueCode%253DHARVEST_FESTIVAL%26fxzjshareChinfo%3Dch_share__chsub_CopyLink%26shareTimestamp%3D1695258918086%26apshareid%3D3a991e3d-7cde-437f-a239-2779d09c08b8%26shareBizType%3DztokenV0_FlApZFIx&hd=HD0161133FWFSZAJMD&loginParams=VmpGYVYyRXhXWGxVV0d4V1lrZG9WVmx0ZUhka1YQllaRWhrYTJKSGVIcFpWV1IzVkcxR1ZtcENW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%0AQk1WVlVTbEZ3VZWWE9EbERaejA5Cg%3D%3D
二维码点不动的用浏览器链接跳过去可以

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